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	<title>Singapore Happenings &#187; Money and Finance</title>
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		<title>Credit Management and Strategies</title>
		<link>http://www.singaporehappenings.com/2009/11/18/credit-management-and-strategies/</link>
		<comments>http://www.singaporehappenings.com/2009/11/18/credit-management-and-strategies/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 02:56:58 +0000</pubDate>
		<dc:creator>nlm</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Money and Finance]]></category>
		<category><![CDATA[Talks and Seminars]]></category>

		<guid isPermaLink="false">http://singaporehappenings.com/?p=987</guid>
		<description><![CDATA[Tuesday, 15 December 2009 7.00 pm â€“ 9.00 pm Possibility Room, Level 5 National Library Building 100 Victoria Street Â  The objective of credit management can be described as: â€œNot to minimise credit loss but to maximise profitsâ€. At the point of agreeing a sale on credit, the seller assumes that he will collect full [...]]]></description>
			<content:encoded><![CDATA[<p>Tuesday, 15 December 2009</p>
<p>7.00 pm â€“ 9.00 pm</p>
<p>Possibility Room, Level 5</p>
<p>National Library Building</p>
<p>100 Victoria Street</p>
<p>Â </p>
<p>The objective of credit management can be described as: <em>â€œNot to minimise credit loss but to maximise profitsâ€.</em> At the point of agreeing a sale on credit, the seller assumes that he will collect full payment on the due date; this assumption is flawed if no steps have been put in place to try and minimise the granting of a bad debt. It is important that these steps are instituted and followed before the credit is granted.</p>
<p>Â </p>
<p>Join us to find out more about the importance of effective credit and collection strategy as well as understand about new age credit evaluation solutions from Jennifer Lee (Senior Manager, DP Information Group) and Zac Lim (Account Manager, DP Information Group).</p>
<p>Â </p>
<p>Due to limited seats, registration is required and can be made via http://golibrary.nlb.gov.sg and surf on to â€˜Businessâ€™.</p>
<p>Â </p>
<p>Organised By: DP Information Group</p>
<p>Supported By: National Library Singapore</p>
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		</item>
		<item>
		<title>Rising in Resilience</title>
		<link>http://www.singaporehappenings.com/2009/02/27/rising-in-resilience/</link>
		<comments>http://www.singaporehappenings.com/2009/02/27/rising-in-resilience/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 02:21:18 +0000</pubDate>
		<dc:creator>asiaprwerkz</dc:creator>
				<category><![CDATA[Money and Finance]]></category>
		<category><![CDATA[Posts by Users]]></category>
		<category><![CDATA[Talks and Seminars]]></category>

		<guid isPermaLink="false">http://singaporehappenings.com/?p=337</guid>
		<description><![CDATA[When financial crisis hits home, our lives can turn upside down. Find out at this talk how you can build up financial, personal and family resilience to ride out the turbulent waters! 1. Managing Finances &#8211; find new financial freedom 2. Building Personal Resilience &#8211; move beyond crisis 3. Keeping Family Close &#8211; maintain strong [...]]]></description>
			<content:encoded><![CDATA[<p>When financial crisis hits home, our lives can turn upside down. Find out at this talk how you can build up financial, personal and family resilience to ride out the turbulent waters!</p>
<p>1. Managing Finances &#8211; find new financial freedom<br />
2. Building Personal Resilience &#8211; move beyond crisis<br />
3. Keeping Family Close &#8211; maintain strong bonds in troubling times</p>
<p>Speaker: James Huan<br />
Trainer, Legal Advisor &amp; Private Wealth Manager</p>
<p>Date &amp; Time: 14 March 2009, 9.30am &#8211; 12.30pm</p>
<p>Venue: Playground @ Big Splash, 902 East Coast Parkway, Singapore 449874</p>
<p>$10 (including refreshments &amp; goody bag worth $50)</p>
<p>Alisa Choor, <a href="mailto:alisa.choor@family.org.sg">alisa.choor@family.org.sg</a>, 6491 0712</p>
]]></content:encoded>
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		<item>
		<title>MoneySENSible Tips To Avoid The Debt Trap During Economic Crunch</title>
		<link>http://www.singaporehappenings.com/2009/02/26/moneysensible-tips-to-avoid-the-debt-trap-during-economic-crunch/</link>
		<comments>http://www.singaporehappenings.com/2009/02/26/moneysensible-tips-to-avoid-the-debt-trap-during-economic-crunch/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 02:59:13 +0000</pubDate>
		<dc:creator>nlm</dc:creator>
				<category><![CDATA[Money and Finance]]></category>
		<category><![CDATA[Posts by Users]]></category>
		<category><![CDATA[Talks and Seminars]]></category>

		<guid isPermaLink="false">http://singaporehappenings.com/?p=313</guid>
		<description><![CDATA[MoneySENSible Tips To Avoid The Debt Trap During Economic Crunch By: Monetary Authority of Singapore Â  Wednesday, 18 March 2009 7 pm â€“ 8.30 pm Possibility Room, Level 5 National Library Building Â  Itâ€™s challenging times ahead. The economy is shaky, to say the least. Nobody knows how long this uncertainty will last. However, one [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><strong></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><strong><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">MoneySENSible Tips To Avoid The Debt Trap During Economic Crunch</span></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US; mso-bidi-font-weight: bold;">By:</span><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;"> Monetary Authority of Singapore</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-bidi-language: EN-US; mso-bidi-font-size: 12.0pt;">Wednesday, 18 March 2009</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-bidi-language: EN-US; mso-bidi-font-size: 12.0pt;">7 pm â€“ 8.30 pm</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-bidi-language: EN-US; mso-bidi-font-size: 12.0pt;">Possibility Room, Level 5</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-bidi-language: EN-US; mso-bidi-font-size: 12.0pt;">National Library Building</span><strong><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;"></span></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><strong><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Â </span></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Itâ€™s challenging times ahead. The economy is shaky, to say the least. Nobody knows how long this uncertainty will last. However, one thing we can all manage is our money. This talk aims to raise awareness of what participants can do to manage their money prudently and use credit responsibly to avoid the debt trap.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">This talk covers:</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">- Overview of different types of loans and how interest is computed</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">- Key factors to consider before taking on debt</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">- How you can avoid the debt trap</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">- Cultivate wise spending and saving habits</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">- The DICE approach to taking charge of your spending</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">- Principles to remember before you use credit</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Due to limited seats, registration is required. Please visit http://golibrary.nlb.gov.sg/ and click on â€œBusinessâ€ to register or register via the ekiosks.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-pagination: none; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: black; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-layout-grid-align: none;"><span style="font-size: 10pt; color: blue; font-family: Arial; mso-bidi-font-family: 'Times New Roman';">Visit </span><span style="font-size: 10pt; color: blue; font-family: &quot; Arial&quot;;"><a href="http://golibrary.nlb.gov.sg/"><span style="font-family: Arial; mso-bidi-font-family: 'Times New Roman';">http://golibrary.nlb.gov.sg</span></a></span><span style="font-size: 10pt; color: blue; font-family: Arial; mso-bidi-font-family: 'Times New Roman';"> for more programmes and exhibitions.</span><span style="font-size: 10pt; color: blue; font-family: Arial;"></span></p>
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		</item>
		<item>
		<title>Managing Your Finances by Maintaining a Healthy Credit Reputation</title>
		<link>http://www.singaporehappenings.com/2009/01/23/managing-your-finances-by-maintaining-a-healthy-credit-reputation/</link>
		<comments>http://www.singaporehappenings.com/2009/01/23/managing-your-finances-by-maintaining-a-healthy-credit-reputation/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 03:50:21 +0000</pubDate>
		<dc:creator>nlm</dc:creator>
				<category><![CDATA[Money and Finance]]></category>
		<category><![CDATA[Posts by Users]]></category>
		<category><![CDATA[Talks and Seminars]]></category>

		<guid isPermaLink="false">http://singaporehappenings.com/?p=238</guid>
		<description><![CDATA[Managing Your Finances by Maintaining a Healthy Credit Reputation By: Credit Bureau (Singapore) Pte Ltd Â  Wednesday, 28 February 2009 11am â€“ 1pm Imagination Room, Level 5 National Library Building Â  Will it be great to win the lottery or inherit a fortune and suddenly have enough money to pay off all your debts and [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US; mso-bidi-font-weight: bold;">Managing Your Finances by Maintaining a Healthy Credit Reputation<br />
By: Credit Bureau (Singapore) Pte Ltd</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US; mso-bidi-font-weight: bold;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Wednesday, 28 February 2009</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">11am â€“ 1pm<span style="mso-bidi-font-weight: bold;"></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Imagination Room, Level 5</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US; mso-bidi-font-weight: bold;">National Library Building</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US; mso-bidi-font-weight: bold;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Will it be great to win the lottery or inherit a fortune and suddenly have enough money to pay off all your debts and enjoy being rich for the rest of your life! If we are realistic, it is not likely to happen. And even if the dream came true, you would probably find that having a lot of money does not end financial concerns. Even millionaires need to know how to manage money (think Michael Jackson).</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Money management skills and good practices are needed no matter how much or how little one has. Financial planning is important. While it is hard to think about planning for the future when pay day is a week away and your wallet and checkbook are empty, you can learn to manage dollars carefully. For more information, do head on down to the library to check on what we have lined up for you.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.75pt; mso-pagination: lines-together; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-language: EN-US;">Â </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: 'Times New Roman';">Visit </span><span style="font-size: 11pt; color: black; font-family: &quot; Arial&quot;; mso-bidi-font-size: 10.0pt;"><a href="http://golibrary.nlb.gov.sg/"><span style="font-family: Arial; mso-bidi-font-family: 'Times New Roman';">http://golibrary.nlb.gov.sg</span></a></span><span style="font-size: 11pt; color: black; font-family: Arial; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: 'Times New Roman';"> for more programmes and exhibitions.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; mso-layout-grid-align: none;"><span style="font-size: 11pt; color: #993300; font-family: Arial; mso-bidi-font-size: 10.0pt;"></span></p>
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